$250,000 Accident and Sickness Benefit
($100, $500 or $1,000 deductible)
After the deductible you select, the Company will pay up to $250,000 for those medical expenses incurred outside the USA during the Period of Insurance which are the direct result of each covered injury or sickness which first manifests itself during the Period of Insurance. Covered expenses include, but are not limited to, the necessary medical or surgical treatment, services and supplies, hospital services, local ambulance, prescriptions, x-rays, laboratory fees and visits to a physician’s office. The benefit for downhill (alpine) skiing and scuba diving (certification by PADI or NAUI required) is limited to $10,000.
This Accident and Sickness Benefit also includes:
If a covered injury or sickness occurs during the Period of Insurance and requires your medical evacuation, the Company with your concurrence and that of the attending physician, may evacuate you to a more suitable hospital or to your home location in the event you are hospitalized more than five consecutive days. An evacuation to your home location will terminate coverage under this policy.
Emergency Reunion Benefit
If you are hospitalized outside your home country as the result of a covered injury or sickness which will require a medical evacuation back to your home country; this insurance will cover the round trip economy airfare and lodging expenses for a family member (parent, spouse or sibling over the age of 18) to be at your side during that hospitalizatio. This benefit is limited to $5,000.
Repatriation of Remains
If a covered injury or sickness results in the loss of your life during the Period of Insurance, the Company will pay the expenses for the preparation and transportation of your body back to your home.
All medical evacuations, emergency reunions and repatriation of remains expenses must be approved (in advance) and coordinated by the Assistance Center.
Dental Expense Benefit
The Company will pay up to $200 for the immediate relief of dental pain; or up to $200 per tooth (subject to a $1,000 maximum) for dental treatment resulting from a covered accident.
|This is a descriptive brochure containing a summary of the coverages provided by the Master Policy. Once insured you will receive a Certificate of Insurance which contains details of the coverage. This Insurance is underwritten by International Sojourners Insurance Trust.